• Rutgers University School of Law - Camden (J.D., 2007)
  • Rutgers, The State University of New Jersey (B.A., with honors, 2003)

Bar & Court Admissions

  • New Jersey
  • New York
  • U.S. District Court, District of New Jersey
  • U.S. District Court, Southern and Eastern Districts of New York


  • Middlesex County Bar Association
  • New York State Bar Association
Attorney at Law

Michael R. Caruso

Phone (973) 530-2109
Fax (973) 530-2309
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Michael R. Caruso, an associate at Wolff & Samson, practices in the areas of litigation, commercial foreclosure, bankruptcy and creditors' rights. He represents banks, servicers and private lenders in workouts and restructurings, forbearance agreements, loan modifications and litigation involving distressed and defaulted loans. Michael regularly prosecutes contested commercial mortgage foreclosures, many with receiverships, and enforces guarantees of promissory notes. He also counsels investors seeking to acquire distressed loans from other institutions and bid at auction for title to the underlying collateral. As part of the Bankruptcy and Creditors’ Rights Group, Michael represents the firm’s clients in all aspects of reorganization and liquidation proceedings.

Michael’s recent experience includes:

  • Representing a Chapter 11 trustee in the $13.7 million sale of a beachfront 354-unit apartment complex in Atlantic City, New Jersey (In re 15-35 Hempstead Properties, LLC, et al., case no.: 10-43178)
  • Representing a New York City hospital and its affiliates as Chapter 11 debtors-in-possession in the United States Bankruptcy Court, Southern District of New York (In re North General Hospital et al., case no.: 10-13553)
  • Representing a national bank as proponent of a secured creditor plan of reorganization in the United States Bankruptcy Court, District of New Jersey (In re Hovbilt, case no.:13-30341) 
  • Representing sureties, mortgagees, commercial landlords/tenants and other interested parties in contested bankruptcy matters and adversary proceedings
  • Representing a real estate developer as intervenor in a municipal tax foreclosure, resulting in the successful acquisition of land integral to the waterfront redevelopment of Asbury Park, New Jersey
  • Successfully foreclosing mortgages secured by office buildings, mixed-use real estate, a hotel, a shopping center and an historic mansion
  • Successfully defending a New Jersey public entity by obtaining summary judgment dismissal of all claims

Prior to joining Wolff & Samson, Michael was an associate at Windels Marx Lane & Mittendorf, LLP. Upon graduation from law school, Michael clerked for the Hon. Jamie D. Happas, J.S.C. and the Hon. Andrea Carter, J.S.C., each of the Superior Court of the New Jersey, Law Division, Middlesex County. While attending Rutgers University School of Law, Michael received the distinction of “Top Ten Petitioner Brief” in the James J. Hunter Advanced Moot Court Competition.

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